Use now for an easy loan out of your phone!

Use now for an easy loan out of your phone!


  • Timely
  • Simple
  • Safe
  • Whenever, everywhere
  • No app fees
  • Zero equity
  • Zero guarantors
  • No wahala!

On the You

Fido Mini Borrowing from the bank (FIDO) was a financial institution based in Accra, Ghana and registered by Bank regarding Ghana. FIDO brings fast and easy small-title fund, entitled FIDO Money. The people can use getting an effective FIDO Financing directly from the own smart phone and discover a card choice within a few minutes. The loan exists to help you musicians, mini enterpreneus and SMEs to grow its businesses. Just a single-day confirmation out-of ID and you will mobile money membership is necessary prior to disbursement of the money. Zero equity or guarantors are expected.


Are FIDO licensed to add financing in the Ghana? Sure. FIDO try subscribed by the Lender out-of Ghana to incorporate funds. Exactly what are the charges to make use of Fido? There are not any Upfront Costs for making use of new FIDO cellular software otherwise applying for good FIDO Financing. We charges an operating percentage which can be revealed to the customers prior to recognizing financing, and they are paid back just after you get your money, whether your mortgage arrives for repayment. What can I use this new FIDO Mortgage to possess? Customers are able to use the brand new fund to grow their small businesses. Funds should not be employed for unlawful products Which are the qualifications criteria? To help you be eligible for a great FIDO Loan, need a valid ID and you may Cellular Money.

  • ID Method of: License, NHIA Subscription, Voter ID, National ID otherwise Passport
  • Mobile Money account: MTN Cellular Money or AirtelTigo Money registered on your own term getting no less than a couple months.

You must be a citizen in the Ghana over 18 years of age. How much cash ‘s the interest? The interest cost for brand new customers start at the 14% for a month, the attention number is demonstrated from the software before you apply. Going back people which have good history of purchasing your financing that have Fido promptly progress interest into future fund, a decreased interest rate are 8% to have thirty days. How much time can it shot accept my personal request? In a single time after submission, a cards choice will be shown to your screen.

FIDO application evaluates per loan application and you may put aside the ability to deny particular applications. The decision can not be stopped and in addition we can simply strongly recommend you to utilize again after 2 weeks. My personal consult was recognized. Exactly what do I have to carry out next? Excite see carefully the brand new guidelines displayed throughout the app if the financing has been acknowledged. The latest tips usually both tell you in order to agree the borrowed funds arrangement during the software to complete the process, or visit a part having handling. Delight comprehend the Contact section to possess beginning occasions and you can advice to help you our very own part. When and where have a tendency to my FIDO Loan be paid? After completely completing the process, the borrowed funds is paid immediately. We are going to notify you by the Sms of your transfer. How will i pay this new FIDO Financing? If mortgage will get due, you’ll have to transfer the bucks from your own handbag adopting the procedure lower than. To blow that have dollars, you can visit one Zenith lender department and you may put so you’re able to FIDO’s account. Always always utilize the client ID for payment. What the results are easily cannot pay-off brand new FIDO Mortgage with the-big date? Delight call us having any products associated with this new cost from their FIDO Loan. Customers was energized most charges getting later payments. Fido supplies the legal right to simply take people lawsuit to recuperate a great expenses and declaration delinquent borrowers towards suitable agencies and/or regulators. What is the min/maximum loan amount? Very first time individuals meet the requirements to have a total of 200 GHC is reduced inside 10 so you can 33 months. The mortgage term need to be chose throughout the software whenever applying.

Expenses the loan punctually will bring you a top number and shorter attract because you go new steps to a great limit out of a thousand GHS.